Claim your international contactless Mastercard or Visa credit card from Central Cooperative Bank and transform shopping into pleasure


Take advantage of a credit under attractive conditions at anytime and anywhere in the world.

Your card provides secure access to your funds and you can take advantage of:

  • Grace period - up to 45 days for all card transactions (withdrawals, payments and transfers);
  • Favourable interest rate outside the grace period - 15%* per annum in BGN, EUR and USD;
  • Annual fee of BGN 40;
  • No issuance fee;
  • No purchase fees - in the points of purchase both in Bulgaria and abroad, as well as on the Internet;
  • Free SMS notification every month - providing information about the payables on the card;
  • Freedom to repay any amount spent on your credit card: you can deposit the full amount covering your obligations by the end of the previous month, use the grace period or pay a minimum instalment;
  • Free insurance - When travelling abroad, you enjoy a free insurance coverage. Your bank will provide you with an insurance certificate along with your credit card. To activate your insurance, simply use your card in connection with the trip. If necessary, call +359 2 90 30 130. You will receive free medical care and protection from 22 types of insurance events worth up to USD 10,000**.

* The annual percentage rate of charge for a card with a credit limit of BGN 1,000 and an interest rate of 15.00% is 25.44% (at an annual fee of BGN 40). When calculating APR, the grace period is not taken into account for up to 45 days; it is assumed that the entire amount of the credit limit is utilized immediately and fully, is granted for a period of one year and is repaid in 12 equal monthly instalments.

Contactless payments by Central Cooperative Bank credit cards - because they are fast, convenient and secure

Your credit card may be payWave or PayPass. You can use the card to withdraw money or make payments like any other credit card. The contactless payment is extremely easy - simply tap the card near the POS and the payment is instantly made. When you are in a hurry and make a purchase for a small amount or do not want to wait for your change, the contactless payments are very convenient. These transactions are also free of charge and enjoy the same high level of security as the chip card payments.

Learn more about the benefits of contactless payments

Tariff for credit card payments

Limits for Mastercard and Visa credit card transactions in BGN, USD and EUR


For additional information:

  • *5050 (Call charges are based on the tariffs and policies of the customer's mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
  • 02/9266 500, as well as in all offices of Central Cooperative Bank;
  • or write to us to

**The insurance policy is in effect according to the general conditions of the insurance policy and  shall be valid for persons up to 70 years old uncompleted.



You can get information about your card availability and payments at:

  • CCB Lite - mobile banking for your smartphone, tablet, or computer. You can use the service completely free of charge. Easy to use, by CCB Lite you can monitor the movement on your bank accounts with CCB and order transfers between them, check for free the amount available on your cards and all the transactions made with them;
  • SMS notifications - you receive SMS with information on your account balance and the movements on it;
  • Internet Banking - With this service you can quickly and safely make real-time transactions with your funds without visiting a CCB office – you need a computer, an Internet connection, and a Qualified Electronic Signature (QES).

CCB services aimed at ensuring the security of your card:

We recommend that you use the additional services we offer to better protect your card:

  • The SMS Detective service provides you with protection against fraud and misuse of your card. You will receive an SMS immediately after using your card at the time of payment at a point of sale, on the Internet, or in case of cash withdrawals. If you receive a SMS for a transaction that you have not ordered, immediately call the bank's 24-hour phones to block your card;
  • With CCB E-Secure service you get extra protection when shopping online with your card. After signing up for the E-Secure service, when you shop on websites that accept payments via Verified by Visa and MasterCard SecureCode, you'll go through one additional step – you must enter an additional Internet payment password known to you only. This password is different from the CVV/CVC code and unlike it, it is not printed on the card. The password is not known to anyone and is not accessible in any form by the merchant, unlike the other card data entered upon the purchase;

Other Services

  • With the Credit Limit + service you have the option to make payments with your credit card in amounts exceeding the card credit limit. By the Credit Limit plus service, the credit card amount is added to the credit limit;
  • CashM - The CashM service allows you to send money to a selected recipient at any time of the day, even on a non-business day. You can order transfers at an ATM by your bank card issued by Central Cooperative Bank. The transfer can be withdrawn from an ATM immediately after it is ordered. The recipient is not required to have a bank account.

Learn more about the security of your money

In case of stolen or lost card

In case your card is stolen or lost, you have to contact us to block it. Call CCB 24/7:

  • *5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
  • 02/9266 500;
  • 0889934694.


CCB Club Loyalty Program

With your credit card, you can immediately join the CCB Club Loyalty Program of the Central Cooperative Bank. As a member of the program, you can take advantage of 20% discounts when purchasing at our partners LUKOIL, Bulgaria Air, HomeMax stores,,  COOP Trade Chain, Grand Optics, Joy Optics, Armeec, A1, Frant, Hush Puppies and BM Market.

The discounts are in the form of bonus points. They are added on the personal CCB Club Card. Order your club card now, if you still do not have one.

Upon the purchase you pay the full price and the points are added on the club card. You decide how to pay – in cash, by money transfer or by your CCB bank card.

You can make new purchases using the bonus points collected from all merchants. You decide when to use the points, for what and with which of the merchants who are members of CCB Club.

For more information, visit 

CCB Bonus Program

With your CCB credit card you receive discounts when purchasing with the merchants members of the CCB Bonus Program. The discount is received at the time of the purchase in more than 620 points of sale. Discover the exciting offers of CCB Bonus.


Mastercard presents Priceless Cities - only for Mastercard holders. The new web portal offers special proposals and promotions in different places all over the world, targeting only Mastercard holders. The proposals include discounts in hotels, restaurants, options to receive tickets and special preferences at various events, and much more.

Odesos Credit Card

  • Multiple cards linked to a single account;
  • A credit and a debit card on one account - you benefit from the features of the credit and debit cards abroad and in Bulgaria;
  • Multiple credit cards linked to a single account - a credit card not only for you, but also for your close relatives;
  • Upon presentation of a ID card only - no documents certifying your income are required for a loan of up to BGN 5,000;
  • Option for overdraw on the same account;
  • Option for transfers and cash transactions on the account.