You will receive Accident Insurance for free together with your overdraft.


Maximum amount of BGN 5,000
Interest rate of 7.07%
Period of 1 year with automatic renewal option
Application consideration fee - BGN 20
The annual percentage rate of charge is 10.03%, assuming that an overdraft of BGN 2,000 is immediately and fully utilized, is granted for a period of one year and is repaid in 12 equal monthly instalments, with included application consideration fee and a floating interest rate of 7.07% (analytical reference interest rate for consumer loans (ARIRcl) + margin). Total due amount BGN 2,104.40 and amount of monthly instalment BGN 173.70. See CCB methodology for defining ARIR on overdrafts of individuals.

·         Loan application as per the model of the Bank 180.07 KB Download

·         pdf Letter from the employer – for customers who have not included contracts with the bank for payment of salaries

Automatic payment of utility bills
In addition to free money on your current account, with the overdraft we offer you the option of automatic payment of your monthly bills for electricity, telephone, heating, etc. All you have to do is to declare your decision to use the Periodic Bills Subscription.

Free Accident Insurance
Together with the overdraft, you also receive free Accident Insurance in your favour. The period of the insurance is equal to the period of the overdraft contract.

The amount of your insurance is determined by the amount of the overdraft:

Overdraft amount Insurance amount
From 100 to 500 BGN 500 BGN
Over 500 to 1 000 BGN 1 000 BGN
Over 1 000 to 1 500 BGN 1 500 BGN
Over 1 500 BGN 2 000 BGN