Loan Today
"SOMEDAY IS NOT A DAY OF THE WEEK"
GET A "TODAY" loan from Central Cooperative Bank and turn your plans into reality!
The "TODAY" personal loan is available to highly qualified professionals or self - employed individuals.
The Bank does not collect any fees for loan absorption and management!
Important clarification! Upon the dual indication of the amounts, including before the period, during which it is obligatory, in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Levs with their respective indication in Euros, using the distinctive symbol “EUR”. The dual indication in Levs and Euros has been made, using the official exchange rate 1 EUR = 1.95583 BGN."
- Maximum amount of BGN 80 000 (EUR 40 903.35)
- Interest rate of from 4.30% for the loan term
- Maximum term of 10 years
LOAN REQUIREMENTS
You have stable and sufficient income
You are employed under a permanent contract and are a highly qualified specialist
Your position is included in the bank's approved list of roles eligible for this product*
You have at least six months of continuous employment in your current position
You practice a freelance profession and have been providing services personally for at least one year
*For verification of approved positions, please contact us at 02/9266500 or via short number *5050, or visit any branch of Central Cooperative Bank.
COLLATERAL
No guarantor loan up to BGN 20 000
One guarantorloan over BGN 20 000
- for customers with a net income over BGN 1,600 and a salary transfer to the bank or a commitment, no guarantor is required for a loan up to BGN 40 000
- for customers with a net income up to BGN 1,600 and a salary transfer to the bank or a commitment, no guarantor is required for a loan up to BGN 50 000
- for customers with a net income over BGN 3,000 and a salary transfer to the bank or a commitment, one guarantor with a net income of at least BGN 2,000 is required for a loan from BGN 50,000 to BGN 60,000
- for customers with a net income over BGN 3,000 and a salary transfer to the bank or a commitment, one guarantor with a net income of at least BGN 2,500 is required for a loan over BGN 60,000
* at the bank's discretion, a guarantor or co-obligor may be required
For loans in BGN
The Annual Percentage Rate (APR) amounts 4.86% for a loan of BGN 15 000, with a repayment period of 10 years at an interest rate of 4.4% and a monthly account servicing fee of BGN 2.54 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is BGN 18 873.60 with a monthly installment of BGN 154.74. Please refer to the methodology of CCB for determining ORLP Pk.
For loans in EUR
The Annual Percentage Rate (APR) amounts 4.86% for a loan of EUR 7 669.38, with a repayment period of 10 years at an interest rate of 4.4% and a monthly account servicing fee of EUR 1.30 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is EUR 9 649.92 with a monthly installment of EUR 79.12. Please refer to the methodology of CCB for determining ORLP Pk.
For additional information, please call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, or visit any branch of Central Cooperative Bank.
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