Central Cooperative Bank Loan Today
"SOMEDAY IS NOT A DAY OF THE WEEK"
GET A "TODAY" loan from Central Cooperative Bank and turn your plans into reality!
The "TODAY" personal loan is available to highly qualified professionals or self - employed individuals.
- Maximum amount of EUR 80 000
- Interest rate of from 4.30% for the loan term
- Maximum term of 10 years
ELIGIBILITY CONDITIONS
You have stable and sufficient income
You are employed under a permanent contract and are a highly qualified specialist
Your position is included in the bank's approved list of roles eligible for this product*- You have at least six months of continuous employment in your current position
- You practice a freelance profession and have been providing services personally for at least one year
*For verification of approved positions, please contact us at 02/9266500 or via short number *5050, or visit any branch of Central Cooperative Bank.
COLLATERAL
No guarantor loan up to EUR 10 000
One guarantorloan over EUR 10 000
- for customers with a net income over EUR 800 and a salary transfer to the bank or a commitment, no guarantor is required for a loan up to EUR 20 000
- for customers with a net income up to EUR 800 and a salary transfer to the bank or a commitment, no guarantor is required for a loan up to EUR 25 000
- for customers with a net income over EUR 1 500 and a salary transfer to the bank or a commitment, one guarantor with a net income of at least EUR 1 000 is required for a loan from EUR 25 000 to EUR 30 000
- for customers with a net income over EUR 1 500 and a salary transfer to the bank or a commitment, one guarantor with a net income of at least EUR 1 250 is required for a loan over EUR 30 000
* at the bank's discretion, a guarantor or co-obligor may be required
For loans in EUR
The Annual Percentage Rate (APR) amounts 4.86% for a loan of EUR 7 500, with a repayment period of 10 years at an interest rate of 4.4% and a monthly account servicing fee of EUR 1.30 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is EUR 9 440.09 with a monthly installment of EUR 77.37. Please refer to the methodology of CCB for determining ORLP Pk.
For additional information, please call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, or visit any branch of Central Cooperative Bank.
