The loan is granted to finance current needs - repair and furnishing, education expenses, family events, medical treatment, etc., as well as for the purchase of real estate and refinancing of loans granted by other banks.
The Bank does not collect any fees for loan granting and management!
- Maximum amount of BGN 300 000 ot its equivalent it EUR
- Interest rate of 2.6%
- Maximum term of 25 years
Interest rate when the client’s responsibility is limited by means of the provision of collateral – 5% regardless of the loan currency
Fee for preparing a legal opinion - BGN 60
Fee for collateral valuation – according to the tariff of the licensed appraiser
- on refinancing - no fee is due for the preparation of a legal opinion and for collateral valuation until 30 August 2019 and without a notary fee
The annual percentage rate of charge is 2.7% for a loan of BGN 100,000, repayment period of 15 years at an interest rate of 2.6% (internal bank reference interest rate for mortgage loans (IBRIRml + margin), including a legal service fee of BGN 60, property valuation fee of BGN 120, monthly card current account service fee of BGN 2.10. Total amount due of BGN 121 429,12 and amount of monthly instalment of BGN 671,51. See the CCB methodology for determining internal bank reference interest rates for mortgage loans.
- You have sufficient insurable earnings
- You are employed under an open-ended employment contract
- You receive your income on an account with CCB
- Fully finished and commissioned residential property
- Lending rate
For additional information, call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, as well as in all offices of Central Cooperative Bank.
Free property insurance at Armeec Insurance Company
Free debit card MasterCard Debit or Visa Electron
Possibility to issue a Visa CCB - Bulgaria Air credit card at preferential terms