The loan is granted to finance current needs - repair and furnishing, education expenses, family events, medical treatment, etc., as well as for the purchase of real estate and refinancing of loans granted by other banks.

The Bank does not collect any fees for loan granting and management!

  • Maximum amount of BGN 300 000 ot its equivalent it EUR
  • Interest rate of 2.3%
  • Maximum term of 25 years

Interest rate when the client’s responsibility is limited by means of the provision of collateral – 5% regardless of the loan currency

Fee for preparing a legal opinion - BGN 100 plus VAT
Fee for evaluation of the collateral – according to the Tariff of the licensed appraiser 
Fee for preparing an application consent for the deletion of a mortgage - BGN 60 plus VAT
Fee for renegotiation at the initiative of the client – according to the Bank’s Tariff
Fee for collateral valuation – according to the tariff of the licensed appraiser 

*Promotional conditions:

- on refinancing - no fee is due for the preparation of a legal opinion and for collateral valuation until 30.09.2022 and without a notary fee

The annual percentage rate is 2.53% in case of a loan in the amount of BGN 100 000, with a repayment term of 15 years with 2.4% interest rate (BRIRml + margin), and included fee for legal analysis of the collateral of BGN 100, fee for real estate evaluation of BGN 150, fee for preparing an application consent for the deletion of a mortgage of BGN 60, monthly fee for servicing a card checking account of BGN 2,50. The total due amount is BGN 119 932,57 the amount of the monthly installment is BGN 662,09. See the methodology for determining the BRIRml of CCB Plc.


  • icon You have sufficient insurable earnings
  • iconYou are employed under an open-ended employment contract
  • You receive your income on an account with CCBicon


  • icon Fully finished  and commissioned residential property
  • icon Lending rate
    up to 80%
  • Deductables
     minimum 10%icon

For additional information, call:

*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)

02/9266 500, as well as in all offices of Central Cooperative Bank.


Free property insurance at Armeec Insurance Company

Free debit card  MasterCard Debit or Visa Electron

Possibility to issue a Visa CCB - Bulgaria Air credit card at preferential terms

Mortgage Loan from CCB - step by step!