Mastercard Gold

Claim your international Mastercard card from Central Cooperative Bank and transform shopping into pleasure.

Take advantage of the opportunity to get high limits, free travel insurance abroad and access to additional benefits that are valid only to premium card holders.

Important Clarification!
Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

Your Mastercard Gold offers you favorable financial terms:

• Extremely long grace period – up to 60 days for all card transactions;
• Favourable interest rate outside the grace period - 12%* per annum in EUR and USD;
• Annual fee of EUR 47 (BGN 91.92);
• No issuance fee;
• No purchase fees - in the points of purchase both in Bulgaria and abroad, as well as on the Internet;
• Free SMS notification every month - providing information about the payables on the card;
• Freedom to repay any amount spent on your credit card: you can deposit the full amount covering your obligations by the end of the previous month, use the grace period or pay a minimum instalment;
• Free travel insurance - When travelling abroad, you enjoy a free insurance coverage. Your bank will provide you with an insurance certificate along with your credit card. To activate your insurance, simply use your card in connection with the trip. If necessary, call +359 2 90 30 130. You will receive free medical care and protection from 22 types of insurance events worth up to USD 30,000**.

Contactless payments by Central Cooperative Bank credit cards – because they are fast, convenient and secure

Your credit card is PayPass. You can use the card to withdraw money or make payments like any other credit card. The contactless payment is extremely easy – simply tap the card near the POS and the payment is instantly made. When you are in a hurry and make a purchase for a small amount or do not want to wait for your change, the contactless payments are very convenient. These transactions are also free of charge and enjoy the same high level of security as the chip card payments.

Learn more about the benefits of contactless payments

Tariff for credit card payments

Limits for Mastercard and Visa credit card transaction in EUR and USD

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* The annual percentage rate of charge for a card with a credit limit of BGN 5,000 (EUR 2,556.46) and an interest rate of 12% is 16.61% (at an annual fee of BGN 91.92 (EUR 47)). When calculating APR, the grace period is not taken into account for up to 60 days; it is assumed that the entire amount of the credit limit is utilized immediately and fully, is granted for a period of one year and is repaid in 12 equal monthly instalments.

For additional information:

• *5050 (Call charges are based on the tariffs and policies of the customer's mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
• 02/9266 500, as well as in all offices of Central Cooperative Bank;
• or write to us to cards@ccbank.bg

**The insurance policy is in effect according to the general conditions of the insurance policy and  shall be valid for persons up to 70 years old uncompleted.

Application

• You can order your card in the offices of Central Cooperative Bank

You can get information about your card availability and payments at:

• CCB Mobile - a mobile banking application of CCB, through which you can securely and quickly perform BGN (Leva) and foreign currency payments domestically and abroad, as well as initiate budget transfers. You have the possibility to receive information about the transactions and balances of your accounts and cards in the bank, manage your bank cards, negotiate exchange rates for currency purchase and sale, receive information about the status of your credit products, and pay utility bills;
• Internet Banking - With this service you can quickly and safely make real-time transactions with your funds without visiting a CCB office – you need a computer, an Internet connection, and a Qualified Electronic Signature (QES).

CCB services aimed at ensuring the security of your card:

We recommend that you use the additional services we offer to better protect your card:

• The SMS Detective service provides you with protection against fraud and misuse of your card. You will receive an SMS immediately after using your card at the time of payment at a point of sale, on the Internet, or in case of cash withdrawals. If you receive a SMS for a transaction that you have not ordered, immediately call the bank's 24-hour phones to block your card;
• With CCB E-Secure you receive additional protection when shopping on the Internet with your card. Registration and use of E-Secure are completely free. The service is carried out jointly with card organizations Visa and Mastercard, having different names for the two organizations: Mastercard Identity Check/Mastercard SecureCode for Mastercard; Visa Secure/Verified by Visa or VbV for Visa. The service uses the 3-D Secure protocol, created to be an additional layer of security for online transactions with credit and debit cards. The "Secure Internet Payments" (E-Secure) service includes a two-factor authentication model for cardholders, by combining two separate components - a dynamic password and a static password for Internet payments, which are entered by the authorized user to confirm payment operations with a bank card;

Additional Services

• With the Credit Limit + service you have the option to make payments with your credit card in amounts exceeding the card credit limit. By the Credit Limit plus service, the credit card amount is added to the credit limit;

Learn more about the security of your money

In case of stolen or lost card

In case your card is stolen or lost, you have to contact us to block it. Call CCB 24/7:

• *5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
• 02/9266 500;
• 0889934694.

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CCB Club Loyalty Program

With your credit card, you can immediately join the CCB Club Loyalty Program of the Central Cooperative Bank. As a member of the program, you can take advantage of 20% discounts when purchasing at our partners LUKOIL, Bulgaria Air, HomeMax stores, Posoka.com,  COOP Trade Chain, Grand Optics, Joy Optics, Armeec, A1 and BM Market.

The discounts are in the form of bonus points. They are added on the personal CCB Club Card. Order your club card now, if you still do not have one.

Upon the purchase you pay the full price and the points are added on the club card. You decide how to pay – in cash, by money transfer or by your CCB bank card.

You can make new purchases using the bonus points collected from all merchants. You decide when to use the points, for what and with which of the merchants who are members of CCB Club.

For more information, visit here 

CCB Bonus Program

With your CCB credit card you receive discounts when purchasing with the merchants members of the CCB Bonus Program. The discount is received at the time of the purchase in more than 620 points of sale. Discover the exciting offers of CCB Bonus.

NEW

Mastercard presents Priceless Cities - only for Mastercard holders. The new web portal offers special proposals and promotions in different places all over the world, targeting only Mastercard holders. The proposals include discounts in hotels, restaurants, options to receive tickets and special preferences at various events, and much more.