Transaction limits for credit cards issued in euro (EUR) or US dollars (USD), effective from January 1, 2026

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Mastercard Standard/ Visa Classic
In Bulgaria - max. per transaction 1,500 1,000
In Bulgaria - 24-hour limit 1,500 2,000 2,000
In Bulgaria - 7-day limit 2,000 2,000 3,000
Outside Bulgaria - max. per transaction 3,000 1,000
Outside Bulgaria - 24-hour limit 3,000 2,000 5,000
Outside Bulgaria - 7-day limit 5,000 2,000 5,000
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Mastercard Business/ Visa Business
In Bulgaria - max. per transaction 3,000 2,000
In Bulgaria - 24-hour limit 3,000

3,000

6,000
In Bulgaria - 7-day limit 8,000 6,000 10,000
Outside Bulgaria - max. per transaction 5,000 2,000
Outside Bulgaria - 24-hour limit 5,000 4,000 8,000
Outside Bulgaria - 7-day limit 8,000 6,000

10,000

Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Mastercard Gold/ Visa Gold
In Bulgaria - max. per transaction 7,000 3,000
In Bulgaria - 24-hour limit 7,000 3,000 6,000
In Bulgaria - 7-day limit

10,000

8,000 10,000
Outside Bulgaria - max. per transaction 7,000 3,000
Outside Bulgaria - 24-hour limit 7,000 5,000 8,000
Outside Bulgaria - 7-day limit 10,000 8,000 10,000
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Visa Platinum/World Credit Mastercard
In Bulgaria - max. per transaction 10,000 3,000
In Bulgaria - 24-hour limit 10,000 5,000 10,000
In Bulgaria - 7-day limit 20,000 8,000 20,000
Outside Bulgaria - max. per transaction 10,000 3,000
Outside Bulgaria - 24-hour limit 10,000 5,000 10,000
Outside Bulgaria - 7-day limit 20,000 8,000 20,000
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Transaction limits for credit cards issued in Bulgarian leva (BGN) before December 31, 2025

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR(BGN) EUR(BGN) EUR(BGN)
Mastercard Standard/ Visa Classic

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

In Bulgaria - max. per transaction 1,533.88 (3,000) 1,022.58 (2,000)
In Bulgaria - 24-hour limit 1,533.88 (3,000) 2,045.17 (4,000) 2,045.17 (4,000)
In Bulgaria - 7-day limit 2,045.17(4,000) 2,045.17 (4,000) 3,067.75 (6,000)
Outside Bulgaria - max. per transaction 3,067.75 (6,000) 1,022.58 (2,000)
Outside Bulgaria - 24-hour limit 3,067.75 (6,000) 2,045.17 (4,000) 5,112.92 (10,000)
Outside Bulgaria - 7-day limit 5,112.92 (10,000) 2,045.17 (4,000) 5,112.92 (10,000)
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR(BGN) EUR(BGN) EUR(BGN)
Mastercard Business/ Visa Business

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

In Bulgaria - max. per transaction 3,067.75 (6,000) 2,045.17(4,000)
In Bulgaria - 24-hour limit 3,067.75 (6,000)

3,067.75 (6,000)

6,135.50 (12,000)
In Bulgaria - 7-day limit 8.180.67(16,000) 6,135.50 (12,000) 10,225.84 (20,000)
Outside Bulgaria - max. per transaction 5,112.92 (10,000) 2,045.17(4,000)
Outside Bulgaria - 24-hour limit 5,112.92 (10,000) 4,090.34 (8,000) 8.180.67(16,000)
Outside Bulgaria - 7-day limit 8.180.67(16,000) 6,135.50 (12,000)

10,225.84 (20,000)

Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR(BGN) EUR(BGN) EUR(BGN)
Mastercard Gold/ Visa Gold

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

In Bulgaria - max. per transaction 7,158.09 (14,000) 3,067.75 (6,000)
In Bulgaria - 24-hour limit 7,158.09 (14,000) 3,067.75 (6,000) 6,135.50 (12,000)
In Bulgaria - 7-day limit

10,225.84 (20,000)

8,180.67 (16,000) 10,225.84 (20,000)
Outside Bulgaria - max. per transaction 7,158.09 (14,000) 3,067.75 (6,000)
Outside Bulgaria - 24-hour limit 7,158.09 (14,000) 5,112.92 (10,000) 8.180.67(16,000)
Outside Bulgaria - 7-day limit 10,225.84 (20,000) 8,180.67 (16,000) 10,225.84 (20,000)
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Services Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR(BGN) EUR(BGN) EUR(BGN)
Visa Platinum/World Credit Mastercard

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

In Bulgaria - max. per transaction 10,225.84 (20,000) 3,067.75 (6,000)
In Bulgaria - 24-hour limit 10,225.84 (20,000) 5,112.92 (10,000) 10,225.84 (20,000)
In Bulgaria - 7-day limit 20,451.68 (40,000) 8.180.67(16,000) 20,451.68 (40,000)
Outside Bulgaria - max. per transaction 10,225.84 (20,000) 3,067.75 (6,000)
Outside Bulgaria - 24-hour limit 10,225.84 (20,000) 5,112.92 (10,000) 10,225.84 (20,000)
Outside Bulgaria - 7-day limit 20,451.68 (40,000) 8.180.67(16,000) 20,451.68 (40,000)
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3