Personal Loan Begining
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GET A "BEGGINIG" PERSONAL LOAN FROM CENTRAL COOPERATIVE BANK TODAY.
Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
- Maximum amount of EUR 25 000
- Maximum term of 7 years
- Interest rate of 6.50%
ELIGIBILITY CONDITIONS
You have stable and sufficient income
You are employed under a permanent contract
You have at least six months of continuous employment in your current position
COLLATERAL
No guarantor for a loans up to EUR 10 000 available to applicatns with a net monthly income over EUR 800 and with a salary payments transferred to a bank account or a signed commitment to do so
One guarantorloan up to EUR 10 000
Two guarantorsloan over EUR 10 000
* at the bank's discretion, a guarantor or co-obligor may be required
For loans in EUR
The Annual Percentage Rate (APR) amounts 7.18% for a loan of EUR 7 500, with a repayment period of 7 years at an interest rate of 6.6% and a monthly account servicing fee of EUR 1.30 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is EUR 9 494.94 with a monthly installment of EUR 111.73. Please refer to the methodology of CCB for determining ORLP Pk.
For loans in BGN:
The Annual Percentage Rate (APR) amounts 7.17% for a loan of BGN 15 000, with a repayment period of 7 years at an interest rate of 6.6% and a monthly account servicing fee of BGN 2.54 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is BGN 18 873.60 with a monthly installment of BGN 154.74. Please refer to the methodology of CCB for determining ORLP Pk.
For additional information, please call:
*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)
02/9266 500, or visit any branch of Central Cooperative Bank.