“THE MIND NEVER RETIRES—IT’S ALWAYS LOOKING FOR NEW IDEAS.”

GET A “FOR PENSIONERS” PERSONAL LOAN FROM CENTRAL COOPERATIVE BANK AND BRING YOUR NEW IDEAS TO LIFE!

The Bank does not collect any fees for loan absorption and management!

Important clarification! Upon the dual indication of the amounts, including before the period, during which it is obligatory, in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Levs with their respective indication in Euros, using the distinctive symbol “EUR”. The dual indication in Levs and Euros has been made, using the official exchange rate 1 EUR = 1.95583 BGN."

 

  • Maximum amount of BGN 20 000 (EUR 10 225.84)
  • Maximum term of 7 years
  • Interest rate 7.50% when transferring pension to a bank account

COLLATERAL

  •  
  • icon One guarantorloan up to BGN 5 000
  • Two guarantors
    loan over BGN 5 000
Additional credit products for pensions over BGN 250
  • If you receive your pension through a current account with the Bank, you can benefit from a favorable overdraft facility.
  • You can also obtain an international MasterCard or Visa credit card, allowing you to shop without fees.

For loans in BGN:

The Annual Percentage Rate (APR) amounts 8.91% for a loan of  BGN 5 000, with a repayment period of 5 years at an interest rate of 7.5% and a monthly account servicing fee of BGN 2.54 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is BGN 6 163.80 with a monthly installment of  BGN 100.19. Please refer to the methodology of CCB for determining ORLP Pk.

For loans in EUR:

The Annual Percentage Rate (APR) amounts 8.93% for a loan of  EUR 2 556.46, with a repayment period of 5 years at an interest rate of 7.5% and a monthly account servicing fee of EUR 1.30 for a card payment account. The interest rate is based on the basic reference interest rate for consumer loans (ORLP Pk) for the relevant currency + interest rate margin. The total amount payable is EUR 3 151.50 with a monthly installment of  EUR 51.23. Please refer to the methodology of CCB for determining ORLP Pk.

For additional information, please call:

*5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible)

02/9266 500, or visit any branch of Central Cooperative Bank.