Limits for payments with debit cards

Transaction limits for debit cards issued in euro (EUR) or US dollars (USD), effective from January 1, 2026

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Debit Mastercard / Visa Debit
In Bulgaria - max. per transaction 1,500 1,000
In Bulgaria - 24-hour limit 2,000 2,000 2,000
In Bulgaria - 7-day limit 3,000 2,000 3,000
Outside Bulgaria - max. per transaction 1,500 1,000
Outside Bulgaria - 24-hour limit 2,000 2,000 5,000
Outside Bulgaria - 7-day limit 3,000 2,000 3,000
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
World Debit Mastercard / Visa Debit Infinite
In Bulgaria - max. per transaction 7,000 3,000
In Bulgaria - 24-hour limit 7,000 3,000 8,000
In Bulgaria - 7-day limit 10,000 8,000
Outside Bulgaria - max. per transaction 7,000 3,000
Outside Bulgaria - 24-hour limit 7,000 5,000 8,000
Outside Bulgaria - 7-day limit 10,000 8,000 10,000
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals
EUR/USD EUR/USD
Debit Cards for Children – Fun – for Children Ages 10 to 14
In Bulgaria - max. per transaction не се разрешава 25
In Bulgaria - 24-hour limit не се разрешава 25
In Bulgaria - 7-day limit не се разрешава 50
Outside Bulgaria - max. per transaction не се разрешава 25
Outside Bulgaria - 24-hour limit не се разрешава 25
Outside Bulgaria - 7-day limit не се разрешава 50
Number of transactions per 24 hours 10
Number of transactions per 7 days 20
Max. number of PIN entries 3
Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR/USD EUR/USD EUR/USD
Debit Cards for Children – COOL – for Children Ages 14 to 18
In Bulgaria - max. per transaction 150 50
In Bulgaria - 24-hour limit 150 50 200
In Bulgaria - 7-day limit 150 150 300
Outside Bulgaria - max. per transaction 150 50
Outside Bulgaria - 24-hour limit 150 100 250
Outside Bulgaria - 7-day limit 150 150 300
Number of transactions per 24 hours 10
Number of transactions per 7 days 20
Max. number of PIN entries 3

Transaction limits for credit cards issued in Bulgarian leva (BGN) before December 31, 2025

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR (BGN) EUR (BGN) EUR (BGN)
Debit Mastercard / Visa Debit

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
In Bulgaria - max. per transaction 3,000 (1,533.88) 2,000 (1,022.58)
In Bulgaria - 24-hour limit 4,000 (2,045.17) 2,045.17 (4,000) 4,000 (2,045.17)
In Bulgaria - 7-day limit 6,000 (3,067.75) 4,000 (2,045.17) 6,000 (3,067.75)
Outside Bulgaria - max. per transaction 3,000 (1,533.88) 2,000 (1,022.58)
Outside Bulgaria - 24-hour limit 4,000 (2,045.17) 4,000 (2,045.17) 6,000 (3,067.75)
Outside Bulgaria - 7-day limit 6,000 (3,067.75) 4,000 (2,045.17) 6,000 (3,067.75)
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR (BGN) EUR (BGN) EUR (BGN)
World Debit Mastercard / Visa Debit Infinite

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
In Bulgaria - max. per transaction 14,000 (7,158.09) 6,000 (3,067.75)
In Bulgaria - 24-hour limit 14,000 (7,158.09) 6,000 (3,067.75) 16,000 (8,180.67)
In Bulgaria - 7-day limit 20,000 (10,225.84) 16,000 (8,180.67) 20,000 (10,225.84)
Outside Bulgaria - max. per transaction 14,000 (7,158.09) 6,000 (3,067.75)
Outside Bulgaria - 24-hour limit 14,000 (7,158.09) 10,000 (5,112.92) 16,000 (8,180.67)
Outside Bulgaria - 7-day limit 20,000 (10,225.84) 16,000 (8,180.67) 20,000 (10,225.84)
Number of transactions per 24 hours 30
Number of transactions per 7 days 50
Max. number of PIN entries 3

Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals
EUR (BGN) EUR (BGN)
Debit Cards for Children – Fun – for Children Ages 10 to 14

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
In Bulgaria - max. per transaction не се разрешава 50 (25.56)
In Bulgaria - 24-hour limit не се разрешава 50 (25.56)
In Bulgaria - 7-day limit не се разрешава 2,045.17 (4,000)
Outside Bulgaria - max. per transaction не се разрешава 100 (51.13)
Outside Bulgaria - 24-hour limit не се разрешава 50 (25.56)
Outside Bulgaria - 7-day limit не се разрешава 100 (51.13)
Number of transactions per 24 hours 10
Number of transactions per 7 days 20
Max. number of PIN entries 3
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Card Product Payment for goods and services at merchants Cash withdrawals from ATMs or POS terminals Total
EUR (BGN) EUR (BGN) EUR (BGN)
Debit Cards for Children – COOL – for Children Ages 14 to 18

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol (BGN). The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.
In Bulgaria - max. per transaction 300 (153.39) 100 (51.13)
In Bulgaria - 24-hour limit 300 (153.39) 100 (51.13) 400 (204.52)
In Bulgaria - 7-day limit 300 (153.39) 300 (153.39 600 (306.78)
Outside Bulgaria - max. per transaction 300 (153.39) 100 (51.13)
Outside Bulgaria - 24-hour limit 300 (153.39) 200 (102.26) 500 (255.65)
Outside Bulgaria - 7-day limit 300 (153.39) 300 (153.39) 600 (306.78)
Number of transactions per 24 hours 10
Number of transactions per 7 days 20
Max. number of PIN entries 3