Be different with the card that inspires you.
Choose your EMOTION

If you are romantic or sporty, enjoy of the Bulgarian cultural heritage, love animals or just shopping is your hobby, we believe you will find your debit or credit card with us.

With the debit and credit cards EMOTION from CCB you withdraw and pay, as with any other debit or credit card, and you have the opportunity to choose the design of the card.

EMOTION credit cards combine the favorable financial terms of standard Mastercard or Visa credit cards issued by the bank with beautiful designs that meet your dreams and emotions.

We offer over 50 card designs from which you can like yours.

For additional information:

  • *5050 (Call charges are based on the tariffs and policies of the customer's mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
  • 02/9266 500, as well as in all offices of Central Cooperative Bank;
  • or write to us to cards@ccbank.bg

Take a look at our catalogue at www.ccb-emotion.bg or visit any of the CCB offices. Claim your debit or credit card that most suits your style and lifestyle.

Issuance fee (design selection):

  • Debit cards EMOTION: EUR 2.40 (BGN 4.69);
  • Credit cards EMOTION: EUR 3.60 (BGN 7.04);
  • Debit and credit cards CLASSIC: Free of charge.

Important clarification! Upon the dual indication of the amounts in accordance with the Law on the Introduction of the Euro in the Republic of Bulgaria, the Bank presents the amounts in Euros with their respective indication in Levs, using the distinctive symbol “BGN”. The indication in Euros and Levs has been made, using the official exchange rate 1 EUR = 1.95583 BGN.

You can get information about your card availability and payments at:

  • CCB Mobile - a mobile banking application of CCB, through which you can securely and quickly perform payments domestically and abroad, as well as initiate budget transfers. You have the possibility to receive information about the transactions and balances of your accounts and cards in the bank, manage your bank cards, negotiate exchange rates for currency purchase and sale, receive information about the status of your credit products, and pay utility bills;
  • Internet Banking - With this service you can quickly and safely make real-time transactions with your funds without visiting a CCB office – you need a computer, an Internet connection, and a Qualified Electronic Signature (QES).

CCB services aimed at ensuring the security of your card:

We recommend that you use the additional services we offer to better protect your card:

  • The SMS Detective service provides you with protection against fraud and misuse of your card. You will receive an SMS immediately after using your card at the time of payment at a point of sale, on the Internet, or in case of cash withdrawals. If you receive a SMS for a transaction that you have not ordered, immediately call the bank's 24-hour phones to block your card;
  • With CCB E-Secure you receive additional protection when shopping on the Internet with your card. Registration and use of E-Secure are completely free. The service is carried out jointly with card organizations Visa and Mastercard, having different names for the two organizations: Mastercard Identity Check/Mastercard SecureCode for Mastercard; Visa Secure/Verified by Visa or VbV for Visa. The service uses the 3-D Secure protocol, created to be an additional layer of security for online transactions with credit and debit cards. The "Secure Internet Payments" (E-Secure) service includes a two-factor authentication model for cardholders, by combining two separate components - a dynamic password and a static password for Internet payments, which are entered by the authorized user to confirm payment operations with a bank card;

Learn more about the security of your money

In case of stolen or lost card

In case your card is stolen or lost, you have to contact us to block it. Call CCB 24/7:

  • *5050 (Call charges are based on the tariffs and policies of the customer’s mobile operator. Calls to a short number may not be included in the free minute package for which CCB cannot be held responsible);
  • 02/9266 500;
  • 0889934694.

CCB AD ATMs

CCB Club Loyalty Program

With your credit card, you can immediately join the CCB Club Loyalty Program of the Central Cooperative Bank. As a member of the program, you can take advantage of 20% discounts when purchasing at our partners LUKOIL, Bulgaria Air, HomeMax stores, posoka.com, COOP Trade Chain, Grand Optics, Joy Optics, Armeec, A1 and BM Market.

The discounts are in the form of bonus points. They are added on the personal CCB Club Card. Order your club card now, if you still do not have one.

Upon the purchase you pay the full price and the points are added on the club card. You decide how to pay – in cash, by money transfer or by your CCB bank card.

You can make new purchases using the bonus points collected from all merchants. You decide when to use the points, for what and with which of the merchants who are members of CCB Club.

For more information, visit here. 

CCB Bonus Program

With your CCB credit card you receive discounts when purchasing with the merchants members of the CCB Bonus Program. The discount is received at the time of the purchase in more than 620 points of sale. Discover the exciting offers of CCB Bonus.