Overdraft Trust

Application consideration fee – BGN 20

The annual percentage rate of charge is 11.37% if assuming that an overdraft of BGN 5,000 is utilized immediately and at once, the authorized term is 1 year and the repayment is to be made in 12 equal monthly instalments at a floating interest rate of 9%, including a one-off fee for the consideration of the application of BGN 20 and a monthly card account service fee of BGN 2.50. The interest rate comprises the base reference interest rate on mortgage loans (BRIRML) for the relevant currency + a margin. The total amount due is BGN 5,299.63 and the monthly instalment is BGN 437.26. See Methodology of CCB for determining TRIR on overdrafts to natural persons.

·         Loan application as per the model of the Bank 180.07 KB Download

·         pdf Declaration of the employer 105.32 KB Download

·         pdf Reference of the guarantor 162.56 KB Download Automatic payment of utility bills

Automatic payment of utility bills
In addition to free money on your current account, with the overdraft we offer you the option of automatic payment of your monthly bills for electricity, telephone, heating, etc. All you have to do is to declare your decision to use the Periodic Bills Subscription.