The advantage of investing 

The world is dynamic and strenuous. Investing is a necessary part of the modern cares for your savings. What to invest in is one of the eternal questions. In order to take advantage of the movement on global financial markets, we offer you the easiest and most convenient way - mutual fund purchases.


The Mutual Fund is a collective scheme for investing and managing money in the financial markets, which is very common in the developed countries. The fund is divided into units which are constantly offered for sale to investors and repurchased by the Fund at their request. The number of units held by the investor certifies how much of the total assets of the mutual fund are held by the unit holder. The investors receive risk-adjusted income from unit price increases.
The Mutual Fund allows you to:

Save time and make money

A team of professionals with in-depth knowledge and experience manage your money in order to achieve the optimal possible return. You do not have to spend any time and energy to get into the world of finance, as well as keep track of economic and market events.

Benefit from tax relief
The income from investment in mutual funds is exempt from taxes under the Bulgarian law.


Diversify assets
The funds invest in a large number of shares, bonds and other financial instruments in different areas of the economy and geographic regions, leading to optimization of the risk.


Get high investment liquidity
At any time, you can get the cash equivalent of the units purchased by you through the so-called repurchase of the fund's units.

Achieve high returns
It is possible to achieve a higher profit rate compared to another type of savings and to protect your finances from inflation.

Get security
The units purchased are your direct property, enabling you to provide the means to achieve your long-term goals.

Know how much your money has become
We daily publish information on the value of the mutual funds' units on www.investor.bg, www.baud.bg and the website of CCB Assets Management www.ccbam.bg.

Every investment consultant will tell you that before deciding in which mutual fund to invest, you have to define a few basic criteria - a time horizon, what profit you expect to be satisfying for you and how much risk you are willing to take. Risks cannot be completely eliminated, but they can be managed.
We offer you three risk-adjusted investment strategies:


CCB Garant Mutual Fund
It is suitable for investors with conservative investment strategies, looking for steady yield for their savings while taking low risk.
The subject of investments is mainly high-quality bonds, other debt securities and money market instruments admitted to trading on regulated markets in the country and other countries.
The main objective of CCB Garant is to preserve the value of the unit-holders' investments as well as a sustainable increase at minimum risk.
CCB Active Mutual Fund
It is suitable for investors with balanced investment strategy, looking for steady yield and moderate growth for their savings while taking moderate risk.
The investment strategy of the fund provides for the realization of capital gains from shares, income from dividends, as well as current income from debt securities, money market instruments and other financial instruments.
The funds raised can also be invested in regulated markets in the country and other countries.
CCB Leader Mutual Fund
It is suitable for investors with aggressive investment strategies, looking for higher yield for their savings while taking moderate to high risk.
The subject of investments is mainly shares admitted to trading on regulated markets in the country and other countries. The fund may also invest in debt financial instruments and money market instruments, mainly for the purpose of maintaining liquidity and in times of market disruptions.
In order to achieve the investment objectives and realize the maximum possible yield, a strategy for active management of the fund portfolio is implemented.

CCB Assets Management is one of the leading management companies in Bulgaria the investment products of which result from the work of a team with extensive experience in financial markets. The owner of 100% of the capital of the company is Central Cooperative Bank AD.
The mutual funds managed by CCB Assets Management are available in the offices of Central Cooperative Bank AD listed in the prospectus of the respective fund available on the company's website www.ccbam.bg
How to invest in the funds managed by CCB Assets Management?
Step 1: Deposit in your bank account with Central Cooperative Bank the required amount to buy units of the fund you have selected. If you do not have a bank account with CCB, it will be opened at a bank's office.
Step 2: Sign a contract for ordering the purchase of units in an office of Central Cooperative Bank of your choice listed in the prospectus of the fund.
Step 3: Receive a confirmation of a completed contract-order at an e-mail specified by you or in hard copy at the relevant office of Central Cooperative Bank by the end of the first business day following the date of execution.
The units purchased become your direct property. When you decide, you can get the cash equivalent of your units from the fund, if possible within 3 business days but no later than the legally prescribed maximum period of 10 calendar days after you sign a repurchase order in an office of Central Cooperative Bank at your choice as specified in the prospectus of the fund.
Detailed information on the mutual funds managed by CCB Assets Management is contained in the prospectus and the key investor information document available on the company's website www.ccbam.bg.
The investors should keep in mind that the value of the units and the income from them may decrease, the profits are not guaranteed, there is a risk for investors not to recover the full amount of the funds invested. The investments in units and shares is not covered by a guarantee fund or otherwise. The future performance of the funds is not necessarily linked to the results of previous periods.