You need money but you are afraid from the burden of the monthly installments? We have created for you the Standart consumer Loan.
We offer you a loan up to BGN 50 000 at a jubilee interest rate of 7.8%! The Bank does not collect fees for utilization and management of the loan!
Amount – up to BGN 50,000 or their equivalent in EUR or USD;
Term – up to 10 years.
A possibility for additional rebates in the interest rates upon package sales:
The rebates can be combined!
The annual percentage rate is to the amount of 8,44% for a loan to the amount of BGN 15 000, a repayment term of 7 years, with an included oneoff fee for reviewing the loan application and a floating interest rate 8% (analytical reference interest rate for consumer loans + a margin 7.6%). The total due amount BGN 19 698,74 and amount of the monthly installment BGN 233,79.
See the methodology of CCB Plc (92,6 KB) for determining the BIR of consumer loans.
*in some cases, at the discretion of the Bank, a guarantor or co-debtor may be required or the amount that is granted without a guarantor may be higher than BGN 10 000.
You can calculate alone the amount of the monthly installments using ourfor Standart consumer Loan.
When you apply for the credit:
For your guarantor:
For your convenience you can make print out the required forms, fill them in and present them in the bank office where you serve your bank account. We will answer to your application within two business days.
BGN 30 for loans up to BGN 5000
BGN 60 for loans from BGN 5000 to BGN 30 000
BGN 150 for loans above BGN 30 000
Additional information about questions that interest you can be obtained on the green phone 0800 11 400 (call is free for customers from the whole country) or on the phone 02/9266 500, as well as in all offices of Central Cooperative Bank.
analytical reference interest rate for consumer loans (ARIRcl)