You can enjoy Trust overdraft, if you are:
It is necessary to receive income from employment /official legal relationship and work for not less than 6 months with your present employer.
Your employment remuneration shall be transferred to an account with CCB Plc, whereas the overdraft is granted to the checking account with the Bank, on which you receive your salary.
The annual percentage rate is to the amount of 10,20%, if it is assumed that overdraft to the amount of BGN 5000 is utilized immediately and entirely, provided for a term of 1 year and is repaid in 12 equal monthly installments, with included one-off fee for reviewing the loan application and a floating interest rate 9% (reference interest rate for consumer loans (RIRcl) + a margin 4,5%). Total due amount of BGN 5 267.08 and amount of the monthly installment BGN 437,26. See the methodology of CCB for determining RIR for overdraft of individuals.
Necessary documents to be presented
All the necessary documents will be provided on the spot in the office of CCB.
Automatic payment of utility bills
Besides the free money on the checking account, with the overdraft we provide the possibility for automatic payment of your monthly bills for electricity, phone, district heating, etc. It is sufficient to state your desire to use the service Subscription for utility bills .