Electronic signature

The universal electronic signature is a means for the certification of authorship of documents with which you can save plenty of time. Taking advantage of the opportunities offered by the Internet, you can sign different documents without leaving your home or office.
What does its universality consist of?
Above all it is a legally recognized authentic signature with respect to all persons in the country. This means that each document that you sign with it has the same value and validity, as if you sign it on paper.
The universal electronic signature gives indisputable guarantee for your identity. It makes impossible the counterfeiting of your documents, keeps the communication secret and makes the electronic document official.
The electronic signature offered by CCB is issued by Infonotary EAD.

How you can receive an electronic signature 

You can buy a universal electronic signature certificate from any CCB office (link to the net of branches).
If you are an individual you need an ID card.
For companies there is a need of a court decision, current status certificate, BULSTAT and ID card of the company representative. A letter of attorney is also required in case that the company is represented by an expressly authorized for the purpose person.

To sign with a universal electronic signature you need to have:

1. Universal electronic signature certificate
2. A technical device where to save the certificate – smart card and a reader for it.

From each CCB office you can buy either only the Universal electronic signature certificate or the technical device, or both.
At the purchase of the Universal electronic signature certificate you will receive a free CD containing software for work with smart cards and certificates and software for signing and verification of electronic documents. This software is also available for saving from the site www.infonotary.com.

How much it will cost you

Dear clients,

We hereby inform you that two new promotions are added to the commercial system of “Infonotary” AD:

“ CCB ONLINE 2010- PACKAGE”

“ CCB ONLINE 2010 ”

The promotions include the following:

The following applies to the “CCB ONLINE 2010 PACKAGE” promotion:  

    •  Smart card Charismatics CardOS V 4.3 B, 32 KB, SIM size

    •  Reader OMNIKEY Cardman 6121

    •  CD

    • Software: Software licenses for Smart card, installation drivers for card readers, applied client Software InfoNotary

    •  Carton file

    •  Cerificate i-Notary Personal Q Sign

Price: BGN 24.54

Price with VAT included: BGN 29.45

The following applies to the “CCB ONLINE 2010” promotion:

A free issuance of new certificates i-Notary Personal Q Sign.

ONLY the sales of the certificate are registered

The promotional price is valid only for clients of CCB Plc and with regard to that, it is necessary that the Front Office employee makes a verification in the list of Bank clients.

For non-clients of CCB Plc the sale is performed at the officially stated prices.

NOTE!!! The card and Reader,included in the promotion, are handled according to the instructions, sent to you on 07.04.2010 by the “Financial accounting” division.

To start the promotion, you have to use the cards and readers, available at the moment.

Upon depletion of the quantities, the applications shall be referred to the “Front Office” division.

Since 30 July 2007 you can buy a package containing universal electronic signature, smart card and card reader at a preferential price:

• Universal electronic signature package for individuals - 66 BGN including VAT
• Universal electronic signature package for legal entities -102 BGN including VAT

Single prices of devices and services are as follows:

• Universal electronic signature of individuals: 24 BGN including VAT
• Universal electronic signature of legal entities: 60 BGN including VAT
• Smart card: 19.20 BGN including VAT
• Card reader: 22.80 BGN including VAT
• Software and drivers: included in the universal signature issuance price

Where you can use the universal electronic signature

Bank services for individuals

With the universal electronic signature you could profit from series of CCB products without visiting the bank office – fast, easy and comfortable:

• You can apply for WEB Credit – you receive credit up to 3,000 BGN without visiting the bank, without guarantors and without submitting documents. Credit approval takes 2 hours.
• With the universal electronic signature you can use the WEB Package, offered by CCB.
  You can order the following products and services without visiting the bank:
• Visa or MasterCard card - international credit card that you use worldwide. You chose between Favorite – with a grace period for purchases up to 60 days and Guaranteed – with a minimum residual
• Market card – local credit card with which you obtain a grace period of up to 60 days for purchases and you use a 1% bonus when shopping in trade points marked with the Market card sticker
• Visa Electron or Maestro – international debit card with profitable interest rate on the account and numerous additional possibilities
• Subscription to periodic bills – automatic payment of bills for phone, electricity, water, heating, GSM and cable TV
• SMS messages – you receive information about the movements and disposable balance in your accounts
• SMS Detective – you obtain the best protection against frauds and abuse with your card
• Management of the parameters of your credit and debit cards – change of credit limit, amount for card transactions, order of statement from the card account and others

Correspondence with public bodies

With the universal electronic signature you can sign and exchange electronically official documents with the following institutions:

• National Revenue Agency – submission of VAT declarations, declarations for individuals’ income taxation, for national public insurance and others.
• Ministry of transport and communications – acceptance of proposals, applications, claims and signals
• Ministry of economy and energy – portal for virtual file records
• Ministry of finance – electronic market for small public procurement; electronic exchange of data with the Ministry of finance and others.
• Ministry of education and science
• General Directorate "Citizens registration and administrative servicing (GRAS)" – for a change of current address
• National statistical Institute – submission of annual reports
• Employment Agency
• Chief Labor Inspection
• Public Procurement Agency
• Registry Agency
• Customs Agency – electronic submission of customs documents
•  "AUTOMOBILE ADMINISTRATION" Executive Agency
• Financial Supervision Commission
• Consumers’ Protection Association – submission of claims
• Kavarna Municipality – administrative services
• Stara Zagora Municipality and Administration of Stara Zagora - administrative services

Technical information

In the course of issuance of each electronic signature certificate a pair of cryptographic keys are generate - private and public. Private key can be used for the creation of the electronic signature with which you sign the relevant document. You should not give the private key to third parties.
Public key is necessary for verification of the electronic signature, i.e. it is needed by the organization, bank or other person that will accept the document signed with a universal electronic signature. Via the public key they will be assured that the document has been signed exactly by you as the owner of the universal electronic signature certificate. Public key is registered in the certificate issued by Infonotary EAD and can be delivered in two ways:

• Via the Infonotary EAD site from where it can downloaded
• You can give it to the person to whom you will send documents signed by you.